COMMON QUESTIONS ANSWERED
Our consultants have hands-on experience starting, funding, and growing their own businesses, so we understand exactly what you need.
How much can The Refi Guy save me?
Savings can come in many different ways – from reduction of interest rate, to shorter financing period, or both! Our goal is to balance your total savings while also lowering your monthly payment as much as possible. With rates starting at 1.79%, our clients save thousands of dollars by refinancing with The Refi Guy.
To see how much you can save, call us toll-free at 1-844-304-BIKE (2453) or click here to for a free rate analysis.
How can I get started?
The first step in the refinancing process is to download and complete our Refinancing Application. Our application is simple, and allows us to find you the absolute best rates to save you thousands!
Is The Refi Guy a lender?
The Refi Guy is not a dealership or a lender – we are a loan refinancing consultant! We handle the time-consuming, often frustrating parts of the refinancing process for you. Once you put us to work, we leverage our network of approved lenders to find you the best rate, and save the most money. By forcing lenders such as banks and credit unions to compete for business, we can secure some of the lowest rates available. We will then provide you with the rates we have received, and guide you through the process of securing your new rate!
Why does The Refi Guy need a credit application?
We use your credit application to help find lenders who are best suited for your refinancing needs. With the information received from your application, our lenders are able to give their best rates based on your particular situation as opposed to their “rack rates”. By taking this extra step, we are able save riders the maximum amount possible!
I don't have great credit, can The Refi Guy still help me?
Absolutely! In many cases, riders with less than perfect credit have the most to save, since they are usually burdened with interest rates that are 12% or more. Your credit score is only one piece of what our lenders look at – and even with poor credit, we can assist you!
What Does The Refi Guy Charge?
One of the ways that we are able to provide riders with the lowest rates available is because unlike dealerships, we do not mark up rates provided by our lenders – the rate they offer is the rate you pay. The Refi Guy is only paid a small fee to find you a refinancing solution – and is ALWAYS far less than the savings our clients realize! To get started, we charge a $100 application fee to set your application up for processing and to ensure it is complete. In total, fees will never exceed $500.
For more information about our fee structure, please call us toll-free at 1-844-304-BIKE (2453).